Agriculture lending and credit options​

 

Agriculture mortgages

Mortgages tailored to agriculture members for the purchase of land, buildings, or making farm improvements. Available with fixed or floating interest rates. Need to refinance? Talk to us!

 


Contact your local branch or make an appointment with one of Vision’s Commercial/Agricultural Specialists. They’ll bring Vision’s financial services right to your doorstep.

Central Alberta: Dan Szott, 780-678-0008; Dennis Jones, 403-304-5367
Northern Alberta: Laine Gray, 780-836-3371; Kevin Sliger, 780-837-2227; or Terry Krahn, 780-926-6886

Agriculture loans

At Vision, we understand the agriculture business. That's why we offer specific financing options at competitive rates designed for food producers.

 


Machinery and Input Loans

Successful farming takes the right tools. Whether you need a financial helping hand to get your crop in or to replace equipment, we’re here for you.

4-H Member Loans

Vision supports 4-H program members by providing loans for the purchase of marketable livestock within central and northern Alberta. Eligible 4-H members must be under 18, have a parent or guardian co-signor, be a current member of a 4-H club in Vision’s immediate service area and must be, or become, a member of Vision Credit Union. Download your 4-H Loan Application Form here.

Future of Farming Mortgage 

Ultra-low interest lending options designed especially for young farmers, with financing up to 75% of purchase price of farmland and no application fee.


Contact your local branch or make an appointment with one of Vision’s Commercial/Agricultural Specialists. They’ll bring Vision’s financial services right to your doorstep.

Central Alberta: Dan Szott, 780-678-0008; Dennis Jones, 403-304-5367
Northern Alberta: Laine Gray, 780-836-3371; Kevin Sliger, 780-837-2227; or Terry Krahn, 780-926-6886

 

Agriculture lines of credit

In life and in business, timing can make all the difference. Be ready for growth with one of Vision’s agriculture-specific lines of credit, and ensure you have quick cash access when you need it.

  • tied directly to your chequing account
  • revolves on demand and renewable annually
  • convenient pre-approved credit

 


Operating Line of Credit

Navigate farm operating expenses pending the sale of crops or livestock and other cash flow needs with an operating line of credit from Vision.

Equipment Line of Credit

Have the funds available to close the deal on a new machinery purchase when the time is right.

Feeder Line of Credit

Save on fees and processing charges with a feeder line of credit. The feeder line of credit is pre-approved credit for the purpose of purchasing feeder cattle over a short-term basis.

 

Future of Farming Operating Line of Credit

Present assets can be margined to a maximum of 75% for collateral with no application fee.

Contact your local branch or make an appointment with one of Vision’s Commercial/Agricultural Specialists. They’ll bring Vision’s financial services right to your doorstep.

Central Alberta: Dan Szott, 780-678-0008; Dennis Jones, 403-304-5367
Northern Alberta: Laine Gray, 780-836-3371; Kevin Sliger, 780-837-2227; or Terry Krahn, 780-926-6886

 

Vision Collabria Business Visa® Credit Cards

The right credit card is a mainstay for any agri-business. Choose from our Collabria No Fee Cash Back, Low Rate or Visa Infinite business credit cards.

 


Vision Collabria No Fee Cash Back Visa® Business Card

Pay no annual fee and earn cash rewards for making purchases using your business credit card.



Vision Collabria Low Rate Visa® Business Card

Manage costs with a low annual fee, low interest rate business card while streamlining expense reporting to help make budgeting easier.



Vision Collabria Visa® Infinite Business Card

Earn rewards points for every dollar you spend and enjoy exclusive privileges like trip cancellation and 24/7 travel assistance with a credit card that helps you manage business expenses.



Talk to a representative at your local branch.

Call 1.855.341.4643
Go online to collabriacreditcards.ca/visioncreditunion


Looking for a personal credit card? We’ve got options for those too!

A new generation of farmers is carving out a path in rural Alberta

The road that led Nikki Wiart to farming wasn’t a typical one. Despite being born into a lineage of generational farmers in rural Alberta, Nikki was determined to carve her own way. That's exactly what she did. Three years ago, Nikki made the decision to return to her agricultural roots near the Town of Castor. It's been the adventure of a lifetime — and she's just getting started.

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Banking by farmers, for farmers

At Vision, agriculture is our business. Many of us are farmers and ranchers too, from our CEO to a team of agriculture specialists who come to you. Learn more about Vision’s financial services for farmers and ranchers.

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