Every wire you send must include your full legal name, your physical address (Note: PO Boxes will not be accepted as an address), your birthdate, your primary occupation, your phone number and your Vision Credit Union account number.

• It must also include this information about the person or business receiving the money:
• Their full legal name - this must be an exact match to the name on their bank account.
• Their physical address - this must be an exact match to the address on their account. (Note: PO Boxes will not be accepted as an address)
• Their financial institution name - this must be the exact name of the financial institution receiving the money.
• Their financial institution country – this must be the exact name of the country where the financial institution receiving the money is located.
• Their bank account number - depending where your wire transfer is going, this may be an IBAN (International Bank Account Number) or a CLABE (Clave Bancaria Estandarizada).
• Their bank branch information - this must include the full name, full physical street address, city, province and country or Remitter bank SWIFT code.
• Their bank identifier code - if it's a Canadian bank or credit union this will be a route and transit number. If it's an international financial institution, it may be an ABA, SWIFT or other bank (branch) code.

Additional recipient information (individuals) - Phone number, email, birthdate, occupation, identification type and identification number.

Additional recipient information (businesses) - Phone number, email, nature of primary business, identification type and identification number.

Ask your recipient to confirm this information with their bank before you start the wire. Even with the correct information your wire can take from 24 hours to more than 10 days to reach its destination.

The currency a sender uses to submit a wire affects the information you need to give them. But the rules about true and complete information don’t change. Those apply no matter where a wire transfer starts or what currency the sender uses.

Tip! Ask us to check the information before you give it to the sender. We'll review that it's correct and complete!

If you're receiving a wire in Canadian dollars, you need to give this information to the sender so they can put it on the wire. Their wire may not reach you if any of this information is missing or incorrect.

Your full legal name (individual) or the full legal name of your business - this must be an exact match to the name on your account.

Your physical address - this must include your town or city, province, and postal code and must be an exact match to the address on your account. (Note: PO Boxes will not be accepted as an address)

Your Vision Credit Union member (account) number - call us if you're not sure what your member number is.

The full name and SWIFT code for your bank or credit union – Vision Credit Union Ltd.

SWIFT code: CUCXCATTCAL

• Branch information
  name
• physical address
• phone number
• route and transit number

The sender must also include their full legal name, physical address and account number on the wire. If there's a third party instructing the wire to be transmitted, we'll need the information on the third party.