Account package and service fees have changed

Our new Everyday banking accounts

We’ve been working hard to make banking better for every member. That’s why we’ve introducing a new, simplified Everyday account line-up, designed to ensure all members enjoy great features and benefits.

Click on the "Learn more" on each of the new accounts to see all the details of what our new Everyday spending accounts offer. 

Effective November 8.

Chequing / everyday banking accounts​

 

Everyday Essentials


The bread and butter of Vision’s daily banking accounts. This basic chequing account is designed for folks whose banking needs are simple. It’s everything you need and nothing you don’t for a low monthly fee. 

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features:

  • $4.00 monthly fee
  • Includes 10 defined debits
  • Includes e-Transfers
  • Free deposits at ATMs or in-branch
  • Free photo cheque deposit via our online banking app
  • Save automatically to your account
  • Free online e-Statements


To see what a “defined debit transaction” is, click on the Service charges and fees button below.

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Receive a Debit Mastercard, with best-in-class features as your everyday debit card
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation

Everyday Select

The Everyday Select account offers an option for a member who does a frequent number of banking transactions each month.

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features:

  • $15.00 monthly fee
  • Includes 50 defined debits
  • Includes e-Transfers
  • Free deposits at ATMs or in-branch
  • Free photo cheque deposit via our online banking app
  • Save automatically to your account
  • Free online e-Statements


To see what a “defined debit transaction” is, click on the Service charges and fees button at the bottom of the page.

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Receive a Debit Mastercard, with best-in-class features as your everyday debit card
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation

Everyday Premium

The Everyday Premium account is best suited to members who need nearly unlimited banking transactions each month. 

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features

  • $21.00 monthly fee
  • Includes e-Transfers
  • Interest on Balances over $5,000
  • $5,000 minimum balance fee waiver
  • Free deposits at ATMs or in-branch
  • Free photo cheque deposit via our online banking app
  • Save automatically to your account
  • Free online e-Statements


To see what a “defined debit transaction” is, click on the Service charges and fees button at the bottom of the page.

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Receive a Debit Mastercard, with best-in-class features as your everyday debit card
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation

Virtual Advantage

This online banking package is designed for members who do most, if not all, of their banking online. 

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features:


  • $8.50 monthly fee
  • Unlimited online transactions
  • Includes e-Transfers
  • Free deposits at ATMs
  • Free photo cheque deposit via our online banking app
  • Save automatically to your account
  • Free online e-Statements


To see what a “defined debit transaction” is, click on the Service charges and fees button at the bottom of the page.

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Receive a Debit Mastercard, with best-in-class features as your everyday debit card
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation

Thrive

This Everyday banking account is intended for members aged 25 and under. There are no monthly fees and unlimited point-of-sale transactions, online and self-service transactions and credit union ATM withdrawals and deposits.

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features:

  • No package fee
  • Unlimited transactions
  • Up to age 25
  • Free photo cheque deposit via our online banking app
  • Save automatically to your account
  • Free online e-Statements
  • Sign up for our KOFE financial literacy – coming soon

To see what a “defined debit transaction” is, click on the Service charges and fees button at the bottom of the page.


You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Receive a Debit Mastercard, with best-in-class features as your everyday debit card
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation

Advantage 60+

Vision Credit Union celebrates our senior members with our Advantage 60+ account.

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features:

  • No package fee
  • Unlimited transactions
  • Interest on balances $5,000 and up
  • $12 discount on safety deposit box annual fee
  • Interest calculated daily, paid monthly
  • Free photo cheque deposit via our online banking app
  • Save automatically to your account
  • Free online e-Statements
To see what a “defined debit transaction” is, click on the Service charges and fees button below.




Service charges and fees

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Receive a Debit Mastercard, with best-in-class features as your everyday debit card
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation
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