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Account package and service fees are changing in November
  1. Personal
  2. Bank
  3. Savings Accounts

Our new Everyday savings accounts coming on November 8

We’re working hard to make banking better for every member. That’s why, coming soon, we’re introducing a new, simplified Everyday account line-up, designed to ensure all members enjoy great features and benefits.

Stay tuned for more information about the everyday advantages of our new savings account packages, what you can expect, and when the changes will take effect.

Savings / everyday banking accounts​ - effective Nov. 8

Sprout account

Sprout account

For youth learning the value of starting early

  • No monthly fee
  • Includes 10 defined debits
  • Interest bearing on every dollar

Learn more
Everyday Savings

Everyday savings

Watch your savings grow with our basic savings account

  • No monthly fee
  • Includes 5 defined debits
  • Interest accrues daily and is paid monthly at month's end
Learn more
High Interest Savings

High interest savings account

High interest savings with flexibility

  • No monthly fee
  • Includes one debit, limited to internal transfer or withdrawal
  • Interest accrues daily and is paid monthly at month's end
Learn more

Savings accounts​ 

 

Maximizer Savings Account

Help your nest egg grow with Vision’s basic savings account, the Maximizer Savings Account.

 

Features:

  • Monthly fee – FREE
  • Free deposits – credit union ATM
  • Free imaged statements
  • 2 free debits per month, including:
    • Online/telephone banking/bill payments($0.75 per additional)
    • Automated Funds Transfer (AFT) ($1.00 per additional)
    • Debit payments ($1.00 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Withdrawals/transfers – credit union ATM ($1.00 per additional)
    • In-branch withdrawals ($0.95 per additional)
    • Cheque withdrawals ($0.95 per additional)
  • Tiered interest, calculated daily, paid monthly
 
 

Fees:

Interac eTransfers
 $1.00
Non-credit union ATM transactions $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Personalized cheques
 Cost
Statement copy – paper
 $2.50
Commission fees - official orders (CDN)
 $15.00

Maximizer Advantage Savings Account

Grow your savings faster with higher interest rates of the Maximizer Advantage account. There’s no monthly fee and charges apply only to the products, services and transactions used. The Maximizer Savings Account is right for you if you’re looking to park your money and watch it grow.

 

Features:

  • Monthly fee – FREE
  • Free deposits – credit union ATM
  • Free imaged statements/$2.50 Statement Copy (paper)
  • Tiered interest, calculated daily, paid monthly

Fees:

Online/telephone banking/bill payments $2.00
Interac eTransfers
 $1.00
Automated Funds Transfer (AFT)
 $2.00
Debit purchases
 $2.00
Bill payments – credit union ATM
 $2.00
Withdrawals/transfers – credit union ATM $2.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $5.00
In-branch withdrawals
 $1.50
Commission fees - official orders (CDN)
 $15.00

AgriInvest Savings Account

Make the most of the good times and weather the lean ones with an AgriInvest Savings Account. With AgriInvest, the government will match your Allowable Net Contribution each year, to a maximum of your net earnings. Your AgriInvest account grows as you make deposits, receive matching government contributions and earn interest.

 

Features:

  • Withdraw funds at any time
  • No monthly or transaction fees
  • Deposits fully guaranteed by the Credit Union Deposit Guarantee Corporation
*AgriInvest accounts are not eligible for Vision profit shares

Ready to get started?
Our member service specialists are here to help.

Contact your local Vision branch for more information.

Learn more about the Government of Canada’s AgriInvest Program.

USD Savings Account

Designed for basic USD banking and purchasing US dollars to take advantage of favourable exchange rates.

 

Features:

  • Monthly fee – FREE
  • No online banking
  • Free imaged statements/$2.00 statement copy (paper)
  • Tiered interest, calculated daily, paid monthly

Fees:

Automated Funds Transfer - AFT $1.00
In-branch withdrawals/transfers $0.95
Cheque withdrawals $0.95
Personalized cheques Cost

Sprout account

The Sprout account is intended for our youngest members learning good savings habits. This account provides a low number of monthly transactions, while earning interest on their savings. Once transactions increase, young members should transition into a Thrive spending account.

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features:

  • No package fee
  • Includes 10 defined debits
  • Interest bearing on every dollar, no tiers
  • Over debit transaction fee, $1.00 per transaction
  • Save automatically to your account
  • Free online e-Statements

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

Everyday Savings

Help your nest egg grow with Vision’s basic savings account, Everyday Savings.

It's always free to deposit money (ATM deposit, Interac e-Transfer or photo cheque deposit via your Vision online banking app). It's also always free to view your e-statements in your online banking. 

Features

  • No monthly fee
  • Includes 5 defined debits
  • Includes e-Transfers
  • Interest accrues daily and is paid monthly at month’s end
  • Interest bearing on every dollar
  • Over debit transaction fee, $2.50 per transaction

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

High Interest Savings Account

Grow your savings faster with higher interest rates than our basic savings account. There are no monthly fees and it is the right account for you if you’re looking to park your savings and watch them grow, with the flexibility to access your money if you need to.

Talk to your branch about rates and how this savings account will help you grow your savings fast, without having to lock it into a term deposit.

Features:

  • No monthly fee
  • Includes one debit, limited to internal transfer or withdrawal
  • No e-Transfers allowed
  • Interest accrues daily and is paid monthly at month’s end
  • High interest rate on every dollar
  • Over debit transaction fee, $5.00 per transaction

You can:

  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

The High Interest Savings Account are not intended for everyday banking transactions. the fees disclosed apply when transactions are successfully completed. To prevent you from incurring these fees, we may limit or restrict you from completing the following type of transactions: debit card purchases, or Interac e-Transfer. 

USD Savings

Designed for basic USD banking and purchasing US dollars to take advantage of favourable exchange rates.

Features:

  • No package fee
  • 1 included defined debit
  • Daily interest, paid monthly
  • Add to online banking

*All fees are charged in USD funds

You can:

  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.
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