Search
www.google.com
Service Charges
Effective November 1, 2025
Consumer Everyday chequing
Consumer defined debit transaction fees
| ATM Withdrawals at any Credit Union ATM Automated Funds Transfer (AFT) Bill Payment* Cheque Clearing Withdrawal Interac e-Transfer - Send Point of Sale Debit Purchase Transfer(s) - between any type of accounts* Withdrawals In-Branch over the counter |
Overlimit fee/per transaction $1.00 |
|
Other Financial Institution ATM in Canada
Withdrawals or Transfers
|
$2.00 |
| Foreign ATMs outside of Canada | $4.00 |
| Paper Statement Fee+ | $2.50 |
* Fees apply to In-Branch over the counter, online/digital banking, telephone banking transactions
Except as otherwise specified in the Virtual Advantage account package
+Sprout and Advantage 60+ are excluded from the paper statement fee
+Sprout and Advantage 60+ are excluded from the paper statement fee
Consumer Everyday Savings
Consumer defined debits
| Savings account types | Everyday Savings | High-Interest Savings |
| Included debits | 5 | 1 |
|
ATM Withdrawals at any Credit Union ATM
Point of Sale Debit Purchase |
Overlimit fee $2.50 | No card allowed |
|
Automated Funds Transfer (AFT)
Bill Payment* Transfer(s) - between any type of accounts* Withdrawals In-Branch over the counter |
$2.50 | $5.00 |
| Clearing Cheque - Not allowed+ | $10.00 | $10.00 |
| Interac e-Transfer - Send | $2.50 | Not allowed |
| Point of Sale Debit Purchase | $2.50 | No card allowed |
| Other Financial Institution ATM in Canada Withdrawals or Transfers |
$2.00 | No card allowed |
| Foreign ATMs outside of Canada | $4.00 | No card allowed |
| Paper Statement Fee - when not combined | $2.50 | $2.50 |
* In-Branch over the counter, online/digital, telephone banking
Business and Ag Everyday Chequing accounts
Defined debit transaction fees
| Transactions | Business Everyday Spending | Ag Everyday Spending | Community Advantage for Non-Profit |
| ATM Withdrawals at any Credit Union ATM Automated Funds Transfer (AFT) Bill Payment* Cheque Clearing Withdrawal Interac e-Transfer - Send Point of Sale Debit Purchase Transfer(s) - between any type of accounts* Withdrawals In-Branch over the counter |
Overlimit fee/per transaction $1.25 |
Overlimit fee/per transaction $1.25 |
Overlimit fee/per transaction $1.25 |
|
Other Financial Institution ATM in Canada
Withdrawals or Transfers
|
$2.00 | $2.00 | $2.00 |
| Foreign ATMs outside of Canada | $4.00 | $4.00 | $4.00 |
| Paper Statement Fee+ | $4.00 | $4.00 | $4.00 |
* Fees apply to In-Branch over the counter, online/digital banking, telephone banking transactions
Business and Ag Everyday savings
Business and Ag Everyday savings
Defined debit transaction fees
| Savings account types | Business Everyday Savings | Ag Everyday Savings | Business High-Interest Savings | Ag High-Interest Savings |
| Included debits | 5 | 5 | 1 | 1 |
|
ATM Withdrawals at any Credit Union ATM
Point of Sale Debit Purchase |
Overlimit fee $2.50 | Overlimit fee $2.50 | No card allowed | No card allowed |
|
Automated Funds Transfer (AFT)
Bill Payment* Transfer(s) - between any type of accounts* Withdrawals In-Branch over the counter |
$2.50 | $2.50 | $5.00 | $5.00 |
| Clearing Cheque - Not allowed+ | $10.00 | $10.00 | $10.00 | $10.00 |
| Interac e-Transfer - Send | $2.50 | $2.50 | Not allowed | Not allowed |
| Point of Sale Debit Purchase | $2.50 | $2.50 | No card allowed | No card allowed |
| Other Financial Institution ATM in Canada Withdrawals or Transfers |
$2.00 | $2.00 | No card allowed | No card allowed |
| Foreign ATMs outside of Canada | $4.00 | $4.00 | No card allowed | No card allowed |
| Paper Statement Fee - when not combined | $4.00 | $4.00 | $4.00 | $4.00 |
* In-Branch over the counter, online/digital, telephone banking
+Clearing cheques are not allowed on savings accounts and will reject resulting in a processing fee
NOTE: Fees for ATM withdrawals at other FI ATMs and ATMs outside of Canada apply to those savings accounts with card privileges
NOTE: Fees for ATM withdrawals at other FI ATMs and ATMs outside of Canada apply to those savings accounts with card privileges