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Account package and service fees are changing in November
  1. Agriculture
  2. Bank
  3. Agriculture Accounts

Our new Everyday banking accounts coming on November 1

We’re working hard to make banking better for every member. That’s why, coming soon, we’re introducing a new, simplified Everyday Agriculture account line-up, designed to ensure all members enjoy great features and benefits.

Stay tuned for more information about the everyday advantages of our new account packages, what you can expect, and when the changes will take effect.

Everyday agriculture banking accounts​ - effective Nov. 1

Agri-business accounts​

 

Basic Account

Our daily business banking account for members with minimal banking needs. It’s everything you need and nothing you don’t for a low monthly fee. Our affordable transaction costs are charged only on the services you use.

 

Features:

  • Monthly fee $6.00 (waived with $2,500 minimum monthly balance)
  • Free deposits – credit union ATM
  • Free imaged statements/$4.00 paper statement
  • Free imaged cheque returns
  • Non-interest bearing
 
 

Fees:

Online/telephone banking/bill payments $1.00
Interac eTransfers
 $1.00
Automated Funds Transfer (AFT)
 $1.25
Debit purchases
 $1.25
Bill payments – credit union ATM
 $1.00
Withdrawal/transfer – credit union ATM $0.50
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
In-branch withdrawals/transfers
 $1.25
Cheque withdrawals – in-branch
 $1.25
Business cheques
 Cost

Ag Plan 1 Account

The simplest of our agriculture package accounts. A low-fee package for business members who need few monthly transactions.  

Features:

  • Monthly fee $15.00 (waived with $10,000 minimum monthly balance)
  • A combination of 20 free transactions from the following (additional fees apply after 20 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged statement/$4.00 paper statement
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $3.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Business cheques
 Cost

Ag Plan 2 Account

A value account package for agriculture members who don't need a lot of transactions each month.

 

Features:

  • Monthly fee $24.00 (waived with $20,000 minimum monthly balance)
  • A combination of 35 free transactions from the following (additional fees apply after 35 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged/$4.00 monthly mailed statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Business cheques
 Cost

Ag Plan 3

A mid-range account package for agriculture members who need a moderate number of banking transactions each month.

 

Features:

  • Monthly fee $35.00 (waived with $25,000 minimum monthly balance)
  • A combination of 50 free transactions from the following (additional fees apply after 50 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged/$4.00 monthly mailed statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Business cheques
 Cost

Ag Plan 4 Account

A fully-featured account package for agriculture members who need a higher number of monthly transactions.

 

Features:

  • Monthly fee $47.00 (waived with $30,000 minimum monthly balance)
  • A combination of 75 free transactions from the following (additional fees apply after 75 transactions):
    • Automated Funds Transfer (AFT) ($1.25 per additional)
    • Debit purchases ($1.25 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged/$4.00 monthly mailed statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Business cheques
 Cost

Ag Plan 5 Account

A deluxe account package for agriculture members who do frequent and varied banking transactions each month.

 

Features:

  • Monthly fee $65.00 (waived with $35,000 minimum monthly balance)
  • A combination of 100 free transactions from the following (additional fees apply after 100 transactions):
    • Automated Funds Transfer (AFT) ($0.85 per additional)
    • Debit purchases ($0.50 per additional)
    • Withdrawals/transfers – credit union ATM ($0.50 per additional)
    • Bill payments – credit union ATM ($1.00 per additional)
    • Bill payments/transfers – online/telephone banking ($1.00 per additional)
    • In-branch withdrawals/transfers ($1.25 per additional)
    • Cheque withdrawals ($1.25 per additional)
  • Free deposits – credit union ATM
  • Free imaged/$4.00 monthly mailed statements
  • Free imaged cheque returns
  • Non-interest bearing 

Fees:

Interac eTransfers
 $1.00
ATM transactions – non credit union $1.75
ATMs outside Canada
 $3.00
In-branch bill payments
 $1.50
Interim statements
 $2.50
Business cheques
 Cost

USD Business Account

If you regularly do business in the United States, Vision’s US dollar accounts offer seamless banking transactions between currencies. Write cheques, withdraw and transfer funds and receive payments in USD, all from your Vision account.

 

Features:

  • Monthly fee $6 (waived with $2,500 minimum balance)
  • No online banking
  • Free imaged statement/$4.00 paper statement

Fees (USD):

Interac eTransfers
 $1.00
ATM transactions – non credit union $2.00
ATMs outside Canada
 $4.00
In-branch bill payments
 $1.50
Cheque – stop payments – full
 $15.00
Cheque – stop payments – incomplete $25.00
Business cheques
 Cost

AgriInvest Savings Account

Make the most of the good times and weather the lean ones with an AgriInvest Savings Account. With AgriInvest, the government will match your Allowable Net Contribution each year, to a maximum of your net earnings. Your AgriInvest account grows as you make deposits, receive matching government contributions and earn interest.

 

Features:

  • Withdraw funds at any time
  • No monthly or transaction fees
  • Deposits fully guaranteed by the Credit Union Deposit Guarantee Corporation
*AgriInvest accounts are not eligible for Vision profit shares

Ready to get started?
Our member service specialists are here to help.

Contact your local Vision branch for more information.

Learn more about the Government of Canada’s AgriInvest Program.

Special services and charges

 
Commission fees – official orders (CDN) $15.00
Commission fees - official orders (INTL) $25.00
Commission fees - official orders (Western Union) $25.00
Credit check $10.00
Certificate of loan interest paid $15.00
Chargebacks - CDN $7.00
Chargebacks – USD $10.00
AFT / cheque returns $48.00
Foreign cheque handling $15.00
OD Transfer Draw Source $1.50
Cheque – stop payments – full $15.00
Cheque – stop payments – incomplete $25.00
Wire transfers $15.00 and up
Safety deposit  box $40.00 and up

Agriculture Everyday Essentials

Straightforward everyday banking, with a low-fee package for agriculture business members who need few monthly transactions.

Features:

  • $6.00 per month
  • Includes 10 defined debits
  • Includes e-Transfers

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

Agriculture Everyday Select

The mid-range account package is for agriculture members who need a moderate amount of banking transactions per month.

Features

  • $35.00 per month
  • Includes 60 defined debits
  • Includes e-Transfers

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

Agriculture Everyday Premium

This full-service spending account offers a premium for agri-business members who do frequent and varied banking transactions each month.

Features:

  • $75.00 per month
  • Includes 150 defined debits
  • $50,000 minimum balance fee waiver

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

Agriculture Savings Account

Our Agriculture Savings Account is to help your business grow, with a simple savings account that includes a few defined debits and interest paid on every dollar monthly.

Features:

  • Includes 5 defined debits
  • Includes e-Transfers
  • Interest accrues daily and is paid monthly at month’s end
  • Interest bearing on every dollar
  • Deposits fully guaranteed by the Credit Union Deposit Guarantee Corporation
  • Debit service transaction fee $2.50

You can:

  • Access thousands of ding-free ATMs across Canada at other Credit Unions
  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

Agriculture High Interest Savings Account

Our Agriculture High Interest Savings Account is the right choice for agri-business members who want to grow their savings at a higher rate but only need fewer transactions and no e-Transfers.

Features:

  • Includes 1 defined debit, limited to internal transfers and withdrawals
  • No e-Transfers
  • Interest accrues daily and is paid monthly at month’s end.
  • High-interest rate on every dollar
  • Debit service transaction fee $5.00

You can:

  • Access online banking how you choose:
    • Over a desktop computer
    • Tablet via browser or online banking app
    • Mobile phone via browser or online banking app on iOS or Android
  • Rest easy knowing that your money is 100% guaranteed thanks to the Credit Union Deposit Guarantee Corporation.

The High Interest Savings Account are not intended for everyday banking transactions. the fees disclosed apply when transactions are successfully completed. To prevent you from incurring these fees, we may limit or restrict you from completing the following type of transactions: debit card purchases, or Interac e-Transfer. 

AgriInvest Savings Account

Make the most of the good times and weather the lean ones with an AgriInvest Savings Account. With AgriInvest, the government will match your Allowable Net Contribution each year, to a maximum of your net earnings. Your AgriInvest account grows as you make deposits, receive matching government contributions and earn interest.

Features:

  • No monthly fees - not eligible for Profit Shares
  • Interest accrues daily and is paid monthly at month's end
  • Interest bearing on every dollar
  • Deposits fully guaranteed by the Credit Union Deposit Guarantee Corporation
  • Requires Program trigger for any withdrawal
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