Agri-business accounts
Basic Account
Our basic chequing account for folks who don’t do a lot of banking.
- $6 monthly fee (waived with $2,500 minimum monthly balance)
- Affordable transaction fees charged only on the services you use
Ag Plan 1 Account
A low-fee account package for agriculture members need few monthly transactions.
- $15 monthly fee (waived with $10,000 minimum monthly balance)
- 20 free transactions
Ag Plan 2 Account
A low-fee account package for agriculture members who don't need a lot of transactions each month.
- $24 monthly fee (waived with $20,000 minimum monthly balance)
- 35 free transactions
Ag Plan 3 Account
An account package for agriculture members who need a moderate number of monthly transactions.
- $35 monthly fee (waived with $25,000 minimum monthly balance)
- 50 free transactions
Ag Plan 4 Account
An account package for agriculture members who need a higher number of monthly transactions.
- $47 monthly fee (waived with $30,000 minimum monthly balance)
- 75 free transactions
Ag Plan 5 Account
An account package for agriculture members who need a very high number of monthly transactions.
- $65 monthly fee (waived with $35,000 minimum monthly balance)
- 100 free transactions
USD Business Account
Make banking for US business transactions seamless with a Vision USD account. Write cheques, withdraw and transfer funds and receive payments, all in US currency, all from your Vision account.
The AgriInvest Account
Mitigate risk and manage your savings with an AgriInvest Account. This savings account helps eligible food producers build a nest egg through their deposits and matching contributions from the federal government.
Basic Account
Our basic chequing account for folks who don’t do a lot of banking.
- $6 monthly fee (waived with $2,500 minimum monthly balance)
- Affordable transaction fees charged only on the services you use
Ag Plan 1 Account
A low-fee account package for agriculture members need few monthly transactions.
- $15 monthly fee (waived with $10,000 minimum monthly balance)
- 20 free transactions
Ag Plan 2 Account
A low-fee account package for agriculture members who don't need a lot of transactions each month.
- $24 monthly fee (waived with $20,000 minimum monthly balance)
- 35 free transactions
Ag Plan 3 Account
An account package for agriculture members who need a moderate number of monthly transactions.
- $35 monthly fee (waived with $25,000 minimum monthly balance)
- 50 free transactions
Ag Plan 4 Account
An account package for agriculture members who need a higher number of monthly transactions.
- $47 monthly fee (waived with $30,000 minimum monthly balance)
- 75 free transactions
Ag Plan 5 Account
An account package for agriculture members who need a very high number of monthly transactions.
- $65 monthly fee (waived with $35,000 minimum monthly balance)
- 100 free transactions
USD Business Account
Make banking for US business transactions seamless with a Vision USD account. Write cheques, withdraw and transfer funds and receive payments, all in US currency, all from your Vision account.
The AgriInvest Account
Mitigate risk and manage your savings with an AgriInvest Account. This savings account helps eligible food producers build a nest egg through their deposits and matching contributions from the federal government.
Basic Account
Our daily business banking account for members with minimal banking needs. It’s everything you need and nothing you don’t for a low monthly fee. Our affordable transaction costs are charged only on the services you use.
Features:
- Monthly fee $6.00 (waived with $2,500 minimum monthly balance)
- Free deposits – credit union ATM
- Free imaged statements/$4.00 paper statement
- Free imaged cheque returns
- Non-interest bearing
Fees:
Online/telephone banking/bill payments | $1.00 |
Interac eTransfers |
$1.00 |
Automated Funds Transfer (AFT) |
$1.25 |
Debit purchases |
$1.25 |
Bill payments – credit union ATM |
$1.00 |
Withdrawal/transfer – credit union ATM | $0.50 |
ATM transactions – non credit union | $2.00 |
ATMs outside Canada |
$4.00 |
In-branch bill payments |
$1.50 |
In-branch withdrawals/transfers |
$1.25 |
Cheque withdrawals – in-branch |
$1.25 |
Business cheques |
Cost |
Ag Plan 1 Account
The simplest of our agriculture package accounts. A low-fee package for business members who need few monthly transactions.
Features:
- Monthly fee $15.00 (waived with $10,000 minimum monthly balance)
- A combination of 20 free transactions from the following (additional fees apply after 20 transactions):
- Automated Funds Transfer (AFT) ($1.25 per additional)
- Debit purchases ($1.25 per additional)
- Withdrawals/transfers – credit union ATM ($0.50 per additional)
- Bill payments – credit union ATM ($1.00 per additional)
- Bill payments/transfers – online/telephone banking ($1.00 per additional)
- In-branch withdrawals/transfers ($1.25 per additional)
- Cheque withdrawals ($1.25 per additional)
- Free deposits – credit union ATM
- Free imaged statement/$4.00 paper statement
- Free imaged cheque returns
- Non-interest bearing
Fees:
Interac eTransfers |
$1.00 |
ATM transactions – non credit union | $3.00 |
ATMs outside Canada |
$4.00 |
In-branch bill payments |
$1.50 |
Cheque – stop payments – full |
$12.50 |
Cheque – stop payments – incomplete | $20.00 |
Business cheques |
Cost |
Ag Plan 2 Account
A value account package for agriculture members who don't need a lot of transactions each month.
Features:
- Monthly fee $24.00 (waived with $20,000 minimum monthly balance)
- A combination of 35 free transactions from the following (additional fees apply after 35 transactions):
- Automated Funds Transfer (AFT) ($1.25 per additional)
- Debit purchases ($1.25 per additional)
- Withdrawals/transfers – credit union ATM ($0.50 per additional)
- Bill payments – credit union ATM ($1.00 per additional)
- Bill payments/transfers – online/telephone banking ($1.00 per additional)
- In-branch withdrawals/transfers ($1.25 per additional)
- Cheque withdrawals ($1.25 per additional)
- Free deposits – credit union ATM
- Free imaged/$4.00 monthly mailed statements
- Free imaged cheque returns
- Non-interest bearing
Fees:
Interac eTransfers |
$1.00 |
ATM transactions – non credit union | $2.00 |
ATMs outside Canada |
$4.00 |
In-branch bill payments |
$1.50 |
Cheque – stop payments – full |
$12.50 |
Cheque – stop payments – incomplete | $20.00 |
Business cheques |
Cost |
Ag Plan 3
A mid-range account package for agriculture members who need a moderate number of banking transactions each month.
Features:
- Monthly fee $35.00 (waived with $25,000 minimum monthly balance)
- A combination of 50 free transactions from the following (additional fees apply after 50 transactions):
- Automated Funds Transfer (AFT) ($1.25 per additional)
- Debit purchases ($1.25 per additional)
- Withdrawals/transfers – credit union ATM ($0.50 per additional)
- Bill payments – credit union ATM ($1.00 per additional)
- Bill payments/transfers – online/telephone banking ($1.00 per additional)
- In-branch withdrawals/transfers ($1.25 per additional)
- Cheque withdrawals ($1.25 per additional)
- Free deposits – credit union ATM
- Free imaged/$4.00 monthly mailed statements
- Free imaged cheque returns
- Non-interest bearing
Fees:
Interac eTransfers |
$1.00 |
ATM transactions – non credit union | $2.00 |
ATMs outside Canada |
$4.00 |
In-branch bill payments |
$1.50 |
Cheque – stop payments – full |
$12.50 |
Cheque – stop payments – incomplete | $20.00 |
Business cheques |
Cost |
Ag Plan 4 Account
A fully-featured account package for agriculture members who need a higher number of monthly transactions.
Features:
- Monthly fee $47.00 (waived with $30,000 minimum monthly balance)
- A combination of 75 free transactions from the following (additional fees apply after 75 transactions):
- Automated Funds Transfer (AFT) ($1.25 per additional)
- Debit purchases ($1.25 per additional)
- Withdrawals/transfers – credit union ATM ($0.50 per additional)
- Bill payments – credit union ATM ($1.00 per additional)
- Bill payments/transfers – online/telephone banking ($1.00 per additional)
- In-branch withdrawals/transfers ($1.25 per additional)
- Cheque withdrawals ($1.25 per additional)
- Free deposits – credit union ATM
- Free imaged/$4.00 monthly mailed statements
- Free imaged cheque returns
- Non-interest bearing
Fees:
Interac eTransfers |
$1.00 |
ATM transactions – non credit union | $2.00 |
ATMs outside Canada |
$4.00 |
In-branch bill payments |
$1.50 |
Cheque – stop payments – full |
$12.50 |
Cheque – stop payments – incomplete | $20.00 |
Business cheques |
Cost |
Ag Plan 5 Account
A deluxe account package for agriculture members who do frequent and varied banking transactions each month.
Features:
- Monthly fee $65.00 (waived with $35,000 minimum monthly balance)
- A combination of 100 free transactions from the following (additional fees apply after 50 transactions):
- Automated Funds Transfer (AFT) ($0.85 per additional)
- Debit purchases ($0.50 per additional)
- Withdrawals/transfers – credit union ATM ($0.50 per additional)
- Bill payments – credit union ATM ($1.00 per additional)
- Bill payments/transfers – online/telephone banking ($1.00 per additional)
- In-branch withdrawals/transfers ($1.25 per additional)
- Cheque withdrawals ($1.25 per additional)
- Free deposits – credit union ATM
- Free imaged/$4.00 monthly mailed statements
- Free imaged cheque returns
- Non-interest bearing
Fees:
Interac eTransfers |
$1.00 |
ATM transactions – non credit union | $1.75 |
ATMs outside Canada |
$3.00 |
In-branch bill payments |
$1.50 |
Interim statements |
$2.50 |
Cheque – stop payments – full |
$10.00 |
Cheque – stop payments – incomplete | $15.00 |
Business cheques |
Cost |
USD Business Account
If you regularly do business in the United States, Vision’s US dollar accounts offer seamless banking transactions between currencies. Write cheques, withdraw and transfer funds and receive payments in USD, all from your Vision account.
Features:
- Monthly fee $6 (waived with $2,500 minimum balance)
- No online banking
- Free imaged statement/$4.00 paper statement
Fees (USD):
Interac eTransfers |
$1.00 |
ATM transactions – non credit union | $2.00 |
ATMs outside Canada |
$4.00 |
In-branch bill payments |
$1.50 |
Cheque – stop payments – full |
$12.50 |
Cheque – stop payments – incomplete | $20.00 |
Business cheques |
Cost |
AgriInvest Savings Account
Make the most of the good times and weather the lean ones with an AgriInvest Savings Account. With AgriInvest, the government will match your Allowable Net Contribution each year, to a maximum of your net earnings. Your AgriInvest account grows as you make deposits, receive matching government contributions and earn interest.
Features:
- Withdraw funds at any time
- No monthly or transaction fees
- Deposits fully guaranteed by the Credit Union Deposit Guarantee Corporation
*AgriInvest accounts are not eligible for Vision profit shares
Ready to get started?
Our member service specialists are here to help.
Contact your local Vision branch for more information.
Learn more about the Government of Canada’s AgriInvest Program.
Special services and charges
Commission fees – official orders (CDN) | $15.00 |
Commission fees - official orders (INTL) | $25.00 |
Commission fees - official orders (Western Union) | $25.00 |
Credit check | $10.00 |
Certificate of loan interest paid | $15.00 |
Chargebacks - CDN | $7.00 |
Chargebacks – USD | $10.00 |
AFT / cheque returns | $48.00 |
Foreign cheque handling | $15.00 |
OD Transfer Draw Source | $1.50 |
Cheque – stop payments – full | $12.50 |
Cheque – stop payments – incomplete | $20.00 |
Wire transfers | $15.00 and up |
Safety deposit box | $40.00 and up |