Agricultural/Commercial Specialist Trainee - Alberta

The Agricultural/Commercial Specialist Trainee participates in a structured development program designed to prepare for progression into an Agricultural/Commercial Specialist position with Vision Credit Union Ltd. The trainee will complete a three-to-six-month placement at a designated Vision training branch, gaining practical knowledge of Vision banking systems, lending processes, financial analysis, credit policies, and portfolio management practices.

Working alongside experienced Agricultural/Commercial lending professionals, the trainee will assist with member relationships, credit applications, annual reviews, business development, and portfolio administration while assuming progressively greater responsibility for lending activities.

This is a full-time permanent position.  

For complete job posting details, please visit our website www.visioncu.ca/en/about-vision/careers

The Person:

•    Post-secondary education in Agriculture, Business, Finance, Commerce, or a related field preferred.
•    Previous experience in agriculture, agribusiness, financial services, lending, customer service, rural business, or sales considered an asset.
•    Strong analytical and problem-solving skills with an aptitude for financial analysis.
•    Interest in agricultural and commercial lending, business development, and relationship management.
•    Ability to build trust and develop strong relationships with members, colleagues, and community partners.
•    Excellent verbal and written communication skills.
•    Professional demeanor with a positive attitude and strong member-service focus.

Compensation:

•    Comprehensive benefits package.

SUBMIT RESUME AND COVER LETTER TO:
Human Resources
Vision Credit Union Ltd.
Corporate Office
5007 – 51 Street
Camrose, Alberta T4V 1S6
Fax 780-679-0569
jobs@visioncu.ca

Only those individuals invited for an interview will be contacted.

Position Title:  Agricultural/Commercial Specialist Trainee
Reports To:       Manager of Agricultural/Commercial Services

Summary

The Agricultural/Commercial Specialist Trainee participates in a structured development program designed to prepare the incumbent for progression into an Agricultural/Commercial Specialist position with Vision Credit Union Ltd. 

The trainee will complete a three-to-six-month placement at a designated Vision training branch, where they will develop practical knowledge of Vision banking systems, lending processes, agricultural and commercial application templates, annual review procedures, financial analysis tools, credit policies, and portfolio management practices.

Working under the direction and guidance of experienced Agricultural/Commercial lending professionals, the trainee will assist with member relationships, credit applications, financial analysis, annual reviews, business development, and portfolio administration. As knowledge and proficiency develop, the trainee will assume progressively greater responsibility for agricultural and commercial lending activities in preparation for transitioning into a lending portfolio. The position supports Vision Credit Union’s commitment to continuous learning, coaching and mentoring, exceptional member service, and serving rural and entrepreneurial-minded Albertans.

Job Duties/Responsibilities

•    Participate in and successfully complete the Agricultural/Commercial Specialist training program.
•    Learn Vision Credit Union lending policies, procedures, systems, and agricultural/commercial lending practices.
•    Assist with the preparation and processing of agricultural and commercial loan applications.
•    Collect, review, and organize member information, financial statements, credit reports, and supporting documentation.
•    Learn to analyze financial information and interpret members' lending and business needs.
•    Assist with annual reviews, credit submissions, financial analysis, and portfolio maintenance activities.
•    Participate in meetings with existing and prospective members and assist with business development activities.
•    Develop an understanding of agricultural operations, commercial businesses, and lending risk assessment.
•    Learn to identify irregular accounts and assist with account monitoring and follow-up activities.
•    Assist in preparing reports, recommendations, and supporting lending documentation.
•    Build strong member relationships by providing exceptional service and identifying opportunities to support members' financial goals.
•    Participate in onsite member visits and community events as required.
•    Develop knowledge of Vision Credit Union products and services and recommend appropriate solutions under guidance.
•    Work closely with mentors, managers, and team members to develop lending, relationship management, and business development skills.
•    Maintain accurate records and documentation.
•    Accurately scan loan documentation on a daily basis or as required.
•    Adhere to all Vision Credit Union Ltd. policies and procedures.
•    Follow all compliance policies and procedures in relation to Anti-Money Laundering and Anti-Terrorist Financing Guidelines.
•    Assist the Manager of Agricultural/Commercial Services with other duties as assigned.

Requirements

•    High school diploma required.
•    Post-secondary education in Agriculture, Business, Finance, Commerce, or a related field preferred.
•    Previous experience in agriculture, agribusiness, financial services, lending, customer service, or sales considered an asset.
•    Strong understanding of agricultural operations and rural business environments is considered an asset.
•    Strong analytical and problem-solving skills with an aptitude for financial analysis.
•    Interest in agricultural and commercial lending, business development, and relationship management.
•    Ability to build trust and develop strong relationships with members, colleagues, and community partners.
•    Excellent verbal and written communication skills.
•    Strong organizational skills with the ability to manage multiple priorities and deadlines.
•    High attention to detail and commitment to accuracy.
•    Strong computer skills with proficiency in Microsoft Office and the ability to learn new banking and lending systems.
•    Self-motivated, adaptable, and eager to learn in a fast-paced environment.
•    Professional demeanor with a positive attitude and strong member-service focus.
•    Ability to analyze and interpret information and apply sound judgment.
•    Strong work ethic and positive team attitude.
•    Willingness to participate in a structured 3-6 month training program at a designated Vision training branch.

Vision Credit Union Ltd. – we “see” banking differently.

We may very well be the right fit for you….and you for us.

We’re Vision Credit Union. Although we offer loans, deposits, financial planning service, RRSP’s, mutual funds, insurance products and other product that most F.I.’s are able to offer, we do things a little (some would say a lot) different at our “shop”.

Our focus is our 38,000 member-owners. We’re an organization based on principles over profit. If you are eager to launch a rewarding career with our organization, you will need to be able to naturally and consistently provide “well above the norm” member service. After all, the Credit Union system has been chosen tops in Canada for twelve years straight in the area of customer service. That’s a reputation we pledge to continue.

We believe that charging excessive fees or providing products and services that benefit our Credit Union more than our valued members is wrong. We also believe that the bulk of our profits must be shared by our members and that some of our profits need to be channeled back to community initiatives in the small rural communities where we live and work.

At Vision Credit Union, an equal opportunity employer, we treat members special. Our goal is to ensure that every one of our members feels like an extension of our “family”. The team, of which you would be a part, is small in numbers but capable of “moving mountains”. We believe in common purpose (life-long member-owners). We strive for error-free work and accountability. We’re collectively recognized for our great work: in both 2016 and 2017 Vision C.U. was named one of Alberta’s Top 70 Employers. In 2016, 2018 and 2019, Vision earned the title: Alberta’s Credit Union of the Year.

We are always “on the hunt” for enthusiastic, astute and motivated team members. Joining us represents an opportunity to go home from work feeling fulfilled. At Vision, you will enjoy a salary that is at or above industry standards and there are exceptional advancement opportunities for the right individual. If you feel you can offer skill and passion to help our organization continue being the financial service provider of choice in rural and entrepreneurial Alberta, we invite your resume.