Everyday loan options​

 

Residential mortgage

The right mortgage can make all the difference. We can help with that. Our lending specialists work with you to arrange financial terms that are convenient and truly affordable, so that your home helps you build a comfortable future.

 


As a credit union, we work for you.

That’s why we stretch your mortgage dollar with competitive interest rates and no hidden charges or penalties, so that you can be mortgage-free as quickly as possible. Make an appointment with a Vision mortgage specialist today.

Size up your house-hunting budget and learn what you can save through different payment options.

Personal line of credit

Get quick access to credit when you need it. A line of credit offers flexibility and easy access at competitive interest rates.

 


Borrow just what you need and pay interest on the exact amount you borrow for the number of days actually used. Repay a small percentage monthly, or more if you prefer – the flexibility is yours.

Make an appointment with a Vision lending specialist today.

Home equity line of credit

If you’re like most people, your home is your most valuable asset. Tap into the equity in your home to purchase a second property, refinance your mortgage, make home renovations and more.

 


A home equity line of credit works just like a regular line of credit, allowing you to draw what you need and pay interest only on the amount you borrow.

Make an appointment with a Vision lending specialist today.

Personal loan

Timing is everything in finances. Having the right amount of money at the right time means you can pay for that special something you’ve been dreaming about, cover that something unexpected or just buy a little financial breathing space.

 


We can help with that.

Make an appointment with a Vision lending specialist today.

Compare your loan options.

RRSP loan

For most people, financial security in retirement means careful long-term planning. RRSP's have become an essential part of this. By contributing to a Vision Credit Union RRSP every year, you can pay less income tax now and build a larger retirement income for the future.

 


Don't have the cash on hand to contribute to your RRSP?

Take advantage of low interest rates and borrow your contribution. Talk to one of our friendly lenders about the advantages. Make an appointment with a Vision lending specialist today.

Compare your loan options.

Student Select Revolving Line of Credit

Vision's flexible student line of credit that let's you borrow up to $5,000 per year to a maximum of $20,000 over four years.

 


Once you complete your education (or if you cease full time enrollment), you’ll have a six-month grace period of interest-only payments. Following this, loan payments are amortized over six years or less with no pre-payment penalties. Choose to make payments to the principal along the way and borrow that money back again later if you need it (under the same terms and conditions).

Our experts will help you create a financial plan to ensure your money lasts the academic year. Contact your local branch for more information or to apply.

 

*Available to members under 25 (at the time of application) who are enrolled in a recognized college, university or technical school with a minimum 60% full-time course load.

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