Mortgage Rates

Mortgage Rates - Fixed 

(Effective October 3, 2024)

Term Potential Profit Share Rate Posted Rates
1 Year 5.25% 7.00%
2 Year 5.06% 6.75%
3 Year 4.68% 6.25%
4 Year 4.49% 5.99%
5 Year 4.49% 5.99%



5 YEAR SPECIAL Rate* 4.31% 5.75%
Call your local branch for more special rates!
* rates subject to change

Our Profit Share Effect*

As a member of Vision Credit Union, you are not only a member, you're an owner!

Member-owners share in our profits and have a voice in our Credit Union.


* Profit share effect is only an estimate using historical 10-year average profit share allocations. The profit share effect is not guaranteed. The profit share effect rates are the potential rate of return you could realize after profit share.

Profit Share Historical Allocation

Year Allocation %**
2012 26.60%
2013 30.00%
2014 25.30%
2015 25.00%
2016 25.00%
2017 25.00%
2018 25.00%
2019 25.00%
2020 22.00%
2021 25.00%
2022 25.00%
2022 25.00%
2023 25.00%

** Rates and Conditions are subject to change without notice

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.