local credit union member

We don’t see a refinanced loan, we see the road ahead.
We see banking differently.✽

It’s time to look at what comes next; to the way forward. Members have always come first at Vision Credit Union. And now more than ever, we’re focussed on our members. Whether you need to refinance a loan, take out a new one or postpone a payment, we’re here for you. Talk with a Vision member specialist about financial services for the road ahead. Learn more about banking services at Vision Credit Union.

Financial solutions

Credit union profit sharing

Profit shares primer

Learn how profit shares work and how you can get your share of the profits.


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Agriculture banking services

Agriculture solutions

When agriculture is your business, you put stock in the future and in your ability to nurture growth. We put stock in that too.
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RRSP investment account

Banking for businesses

Vision credit union supports local businesses with account options and services designed specifically to make business banking easier.

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Business banking services

Solutions for saving money

Build your nest egg and get your share of the profits with a savings account from Vision Credit Union. 



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savings accounts and checking accounts

Solutions for retirement

Planning for retirement? Get peace of mind and your share of the profits with a term retirement savings account.

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Latest financial articles

Photo of a phone with an incoming call from a

Fraud Prevention Month 2024 recap

28 Mar, 2024
Over 41,000 people were victims of fraud in Canada last year. Though that number is staggering, the $554 million lost to fraud in 2023 is even more shocking. This year marked the 20th Fraud Prevention Month campaign in Canada and we took to social media to feature some common fraud and scam types to raise awareness and offer tips on staying safe.
Vision Credit Union member service representative smiling at the local branch

Should you take an RRSP loan? Five key questions to consider.

By Vision Credit Union • 31 Jan, 2024
This year’s RRSP contribution deadlines are on the horizon — which means it’s time to decide whether to invest in an RRSP for the tax benefits. RRSP contributions can help take a bite out of your taxes.
Vision Credit Union Camrose Alberta Fraud Prevention Month 2022

Fraud Prevention: Impersonation Scams

By Vision Credit Union • 14 Aug, 2023
Scammers have thousands of tricks up their sleeves, but there are a few that tend to make their way to the top of the list year after year. Experts say that’s because they prey on universal human emotions such as love, insecurity and fear. The public are more aware of fraudulent scams today than ever before but, as awareness increases, so does the sophistication of scams, meaning more people are being targeted.
Vision Credit Union Alberta | Five mortgage repayment options

Mortgage Matters: What's your right repayment option?

By Vision Credit Union • 11 Aug, 2023
There are so many decisions involved in buying a home. Hang in there. During the mortgage process, you’ll need to decide which payment option to choose. These options determine how much and how often you’ll pay, but they can also have a big impact on the final tally for your mortgage.
Vision Credit Union Alberta Financial Literacy Month Credit Rating

Financial Literacy: Striking a Balance on Your Credit Rating

By Vision Credit Union • 11 Aug, 2023
Your credit score can have a pretty big impact on your life and that can be unnerving. We've outlined some of the key issues that can affect your credit score, so you can have confidence in your credit report.
First-time home buyers Alberta

Helpful Tools for First-Time Homebuyers

By Vision Credit Union • 05 May, 2023
Given the increased cost of living and high interest rates seen across Canada, the barriers to first-time homeownership seem higher than ever. Fortunately, there are a couple of federal programs to help put home ownership within reach of first-time buyers.
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Whats your share?

At Vision Credit Union, we see banking differently. When we tally the earnings at the end of the year, we don’t see profit, we see community prosperity and profit shares. As a credit union, we offer the same financial services as a bank, but with a different mandate. We exist to serve our members; the people with accounts and mortgages and loans at Vision.


Every December, Vision tallies up our finances for the year and determines how much of the profits we can share with our members. We then deposit these funds — PROFIT SHARES — into our members’ Common Shares accounts. Nice, right? 

Find out what your share of the profit could be.

Profit shares calculator

Get in touch

Last year, Vision Credit Union returned $26.7 million in profit shares to our members. That means nearly 37,000 Albertans got paid just for utilizing the kinds of financial services they need anyway; things like accounts, loans, mortgages and investments. Contact us and get your share of the profits.

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