Get your copy of Vision’s Solutions for Students guide!

We don’t see a student line of credit,
we see a promising future.
We see banking differently.
We don’t see a student line of credit, we see a promising future.
We see banking differently.
Planning for post-secondary education is exciting; planning for post-secondary finances can be daunting. We can help with that. Vision offers banking solutions that let you focus on what matters. Take advantage of our financial planning advice, accounts, credit cards and lines of credit for students.
Planning for post-secondary education is exciting; planning for post-secondary finances can be daunting. We can help with that. Vision offers banking solutions that let you focus on what matters. Take advantage of our financial planning advice, accounts, credit cards and lines of credit for students.
Education solutions
Student Select Line of Credit
Smart financing for your promising future. Borrow up to $10,000 per year for each year of full-time studies over four years and make interest-only payments until six months after graduation.
Thrive chequing account
Student life can be challenging; student banking doesn’t have to be. Get a chequing account designed young members!
- No package fee
- Unlimited transactions
- Up to age 25
Registered Education Savings Plans (RESPs)
Help set your child up for success. Save for your child’s post-secondary education with tax-sheltered contributions and earnings. Plus, you can supplement your contributions with government grants.
Student Select Line of Credit
Smart financing for your promising future. Borrow up to $10,000 per year for each year of full-time studies over four years and make interest-only payments until six months after graduation.
Thrive chequing account
Student life can be challenging; student banking doesn’t have to be. Get a chequing account designed young members!
- No package fee
- Unlimited transactions
- Up to age 25
Registered Education Savings Plans (RESPs)
Help set your child up for success. Save for your child’s post-secondary education with tax-sheltered contributions and earnings. Plus, you can supplement your contributions with government grants.
Lending options for students
Lending solutions
Planning for post-secondary education? Smart move. Odds are, you’ll need a little financial back-up to make that investment in your future. We can help with that.
Planning for post-secondary education? Smart move. Odds are, you’ll need a little financial back-up to make that investment in your future. We can help with that.
Student Select Line of Credit
Our Student Select Line of Credit is a low-interest, revolving source of funding that makes it a little easier to invest in your future. Borrow up to $10,000 per year for each year of full-time studies over four years and make interest-only payments until six months after graduation.
Here’s how it works:
- Revolving credit up to $5,000 per year unsecured credit / $10,000 per year secured credit to a maximum of $40,000 over four years
- Interest rate: Vision prime rate +1%
- Repayment schedule: interest-only payments while you're in school and for six months after graduation
- Maximum amortization: based on principal after the 6-month grace period
- Up to $10,000 – 5 years
- $10,001 to $25,000 – 10 years
- $25,001 to $40,000 – 15 years
Ready to apply? Here’s what you’ll need:
- A qualified applicant, you or a co-borrower
- Proof of enrollment at a recognized college, university or technical school with a minimum 60% full-time course load
- A Vision Credit Union membership/account
Banking for students
Banking solutions
When every dollar counts, you need banking options that help you hang on to as much of your savings as possible. We’ve got you covered.
When every dollar counts, you need banking options that help you hang on to as much of your savings as possible. We’ve got you covered.
Thrive Account
For youth up to age 25, our Thrive Account offers unlimited transactions for no fee, the perfect account for our young members!
Features:
- No package fee
- Unlimited transactions
- Up to age 25
- Free photo cheque deposit via our online banking app
- Save automatically to your account
- Free online e-Statements
- Sign up for our KOFE financial literacy – coming soon
Headed to college/university?
Not a Vision member yet?
We’d be happy to set you up with a Vision Thrive Account. Stop by a branch near you and we'll open an account for you in no time.
Investing for post-secondary studies
Investing for post-secondary studies
If you’re planning ahead and contributing regularly, even small amounts, a RESP can add up pretty quickly. We can set you up to save.
If you’re planning ahead and contributing regularly, even small amounts, a RESP can add up pretty quickly. We can set you up to save.
Registered Education Savings Plans (RESPs)
An RESP is one of the most effective ways to save for a child’s education. Your RESP contributions become tax sheltered earnings and they can help you qualify for up to $7,200 in matching contributions from government grants. An RESP can be used for tuition, books, living expenses and more.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
Learn more about your options for education savings.
Contact Vision’s experienced team of Aviso Wealth Financial Advisors.
Glen Bulger at 780-672-5540, gbulger@visioncu.ca
Shelley Moch at 780-679-6201, smoch@visioncu.ca
Camille Kalveram at 780-806-6383, camille.kalveram@visioncu.ca
Myla Myshyniuk, 780-806-0403, myla.myshyniuk@visioncu.ca
Shrey Kothari at 780-781-8909 shrey.kothari@visioncu.ca
Deanna Lafreniere at 780-842-1787 deanna.lafreniere@visioncu.ca
Marnie Plummer at 780-618-2690 ext. 33191 marnie.plummer@visioncu.ca
Financial blogs and community stories
Not running out of money 101
Five key pieces of money management wisdom for college and university students to study before heading to class.
Saving for your child's education: Federal grants for RESPs
Post-secondary education is a goal most parents have for their children. But the rising cost of college or university has many parents concerned about their ability to afford their child’s education plans. Registered Education Savings Plans (RESPs) can be an effective way to save because they offer tax benefits and allow you to take advantage of federal government grants.
