RRIFs
| RRIF Fixed (Rates effective 2019-02-05) | Rates |
|---|---|
| 1 Year | 2.25% |
| Escalator RRIF - 3 Year (Rates effective 2019-01-17) | Rates |
|---|---|
| 3 Year | 1.80% |
As a member of Vision Credit Union, you are not only a member, you're an owner!
Member-owners share in our profits and have a voice in our Credit Union.
All investments are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.
*5 year term; rates guaranteed for each of the 5 years.
Open/Renewal Date July 14, 2010 to present: Redeemable annually on 3rd or 4th anniversary dates
Open/Renewal Date prior to July 14, 2010: Redeemable annually on 2nd, 3rd or 4th anniversary dates
**Profit share effect is only an estimate using historical 10-year average profit share allocations. The profit share effect is not guaranteed. The profit share effect rates are the potential rate of return you could realize after profit share.
Profit Share Historical Allocation
| Year | Allocation %** |
| 2007 | 28.50% |
| 2008 | 24.50% |
| 2009 | 19.29% |
| 2010 | 23.25% |
| 2011 | 26.10% |
| 2012 | 26.60% |
| 2013 | 30.00% |
| 2014 | 25.30% |
| 2015 | 25.00% |
| 2016 | 25.00% |
| 2017 | 25.00% |
*** Rates and conditions are subject to change without notice
