INTERAC e-Transfer

Interac e-Transfer®

Interac e-Transfer® offers you the convenience of texting or emailing money to friends and family almost instantly. It's the perfect solution if you need to split a bill in a restaurant, pay your portion of the rent or bills, send birthday cash to someone special, or pay for services such as babysitting or housekeeping.

How can you benefit?
  • You can make or receive a transfer from anywhere, at any time using your computer or smartphone
  • Using Interac e-Transfer® is easy! Just sign into your online banking and click on 'Transfers'. All you need is your recipient's email address or cellular phone number.
  • It's more stops at the ATM or waiting for cheques to be cashed...the money leaves your account immediately and your recipient can receive the funds just a short time later.
  • It's affordable. Interac e-Transfer® costs less than bank drafts or money orders.
  • It's secure. Email or text is used for communication purposes but your funds are contained in our secure banking network. No account numbers or other financial institution information is required and a security question that YOU choose protects your funds being received by the wrong person.
Why choose Interac e-Transfer®?

Interac e-Transfer® is convenient and simple to use, it's secure it can save you both time and money! LEARN MORE

How do you send an Interac e-Transfer®?

You can send an Interac e-Transfer® from the 'Transfers' section inside your Internet Banking. Your recipient will also need to have access to Internet Banking at their financial institution to accept the transfer. LEARN MORE

Limits and Fees:

Online Banking

MemberDirect® Small Business

Sending Receiving Sending Receiving
Per Transaction $3,000 $10,000 $6,000 $10,000
Per Day $10,000 $10,000 $20,000 $20,000
Every 7 Days $10,000 $70,000 $20,000 $140,000
Every 30 Days $20,000 $300,000 $40,000 $600,000

  • A non-refundable fee of $1.00 will be charged for sending an INTERAC e-Transfer

New Features!


The Autodeposit feature allows you to have money sent via Interac e-Transfer automatically deposited directly into your bank account, without having to answer the security question. For more information and to learn how to set yourself up for Autodeposit, visit the Interac website.

Request Money

Easily request money you are owed with the Interac e-Transfer Request Money feature. When you send a request for money, the recipient is notified instantly and can accept the request. If accepted, the requested amount will be automatically deposited into your account and you will be notified when funds are available. For more information and to learn how to Request Money, visit the Interac website.

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