CRA Direct Deposit

How do I set up Canada Revenue Agency (CRA) direct deposit to receive government benefits in my Vision account?

We know it's important for members who need benefit payments like the Canada Emergency Response Benefit, Canada child benefit, GST credit, and income tax refund to get those payments quickly. Working with our partners, we now have a secure way for members to sign up in online banking and receive any amounts to be paid to you by the Canada Revenue Agency.

We are here to help you set up direct deposit with CRA for the first time or to change your existing direct deposit information at another financial institution to your Vision account. This will replace all previous CRA direct deposit authorizations.

Use online banking (desktop) to complete the set up at your convenience. If you require assistance, please call us at 1-855-801-5768 or visit your nearest branch location.

If you are a business member, please see our CRA Direct Deposit for Business page.

Set up CRA direct deposit using online banking (desktop) Expand/Collapse

  1. Log in to online banking on visioncreditunion.ca (Personal Banking only)
  2. In the left hand menu, select Account Services
  3. In the sub menu, select Set Up CRA Direct Deposit
  4. Read the Payment Information and click Next
  5. Select the account you would like the funds to be deposited into
  6. Enter your Social Insurance Number
  7. Check off your authorization to let Vision share your banking information with the CRA for the purpose of establishing or changing direct deposit
  8. Click Next
  9. Review the information
  10. Click I Agree

Set up CRA direct deposit using online banking (mobile app or web) Expand/Collapse

CRA direct deposit set up is unavailable on the Vision Credit Union mobile app and mobile web. Please use a computer to complete the set up in online banking.

What CRA payments can be received by direct deposit? Expand/Collapse

  • Canada Emergency Response Benefit
  • Income tax refund
  • Goods and services tax/Harmonized sales tax (GST/HST) credit and any similar provincial and territorial payments
  • Canada child benefit (CCB) and similar provincial and territorial payments
  • Canada workers benefit (CWB)
  • Deemed overpayment of tax

When will I see the changes updated in my CRA account? Expand/Collapse

Using the online process, the direct deposit information will take up to 2 business days to appear in your CRA account.

What if I already have CRA direct deposit set up? Expand/Collapse

No action is required, you will continue to receive any amounts to be paid to you by the CRA to your existing account at Vision Credit Union or other financial institution.
If you wish to make a change to your existing CRA direct deposit information, complete the set up using online banking and any amounts paid to you by the CRA will de directly deposited to your Vision Credit Union account. This will replace all previous CRA direct deposit authorizations.
 

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