Membership

As a member of Vision Credit Union, you are not only a member, you're an owner!

Member-owners share in our profits annually and have a voice in our Credit Union.

All deposits and interest earned, regardless of the amount, are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.

Membership only costs $1.00. Visit your nearest branch to become a member-owner and start to share in the profits today!

We just allocated $9,320,000 to our members' common share accounts!

Vision Credit Union has had yet another outstanding year and now we have returned an amazing profit share to our member-owners!

Our members have received a very attractive member bonus with our Board approving a profit share allocation of 25%! Your share of the profit was allocated to your common share account on December 1!

How profit share works...

As a member-owner in 2015, your share of the profit was 25.0% back for every dollar of loan interest you paid in the last year. You were also paid an additional 25.0% for every dollar in interest income you received in the last year.

For example, if you had a $100,000 mortgage at 4% at Vision Credit Union, total loan interest in the 12-month fiscal year would be $4,000. This profit share payout at 25.0% means $1,000 would have been added to your common share account.

If you earned deposit interest during the year, you also benefitted with this payout. As an example, let's assume you earned $1,800 in interest during the year. Your common share account would grow by 25.0% of $1,800 - your reward would have been $450.

If you want to find out how you can join and then share in the profits of your credit union, stop by your local branch.

 

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